One of the premium HDFC Bank Credit cards is the HDFC Bank Infinia credit card. The Infinia Credit Card was recently released by HDFC in a metallic version. Almost all cash payments can be completely replaced with the HDFC Bank Infinia credit card. Users can receive unlimited points, discounts, and perks across a variety of fields with this card, which has no expenditure limit. This credit card offers benefits across many industries, including travel, rewards, shopping, dining, etc. However, the only customers who can acquire this card are those who get a special invitation.
Joining Fee: Rs. 12,500
Renewal Fee: Rs. 12,500
Benefits:
Welcome benefits:
HDFC Infinia Credit Card Metal Edition provides welcome benefits including a free one-year membership to Club Marriott, which grants access to close to 20% savings on dining and lodging expenses in the Asia-Pacific area. After payment settlement and card activation, 10,000 reward points are earned.
Travel benefits:
When travelling domestically or abroad, lounge access is available to all Infinia holders, primary or add-on. With the free Priority Pass Membership, you may gain entry to well over 1,000 Airport lounges, and accessibility to amenities like the business centre and snacks is available to primary and add-on cardholders.
Reward points:
You’ll have access to some of the bank’s top rewards programmes using this card.
Earn five bonus points with no limitations for every Rs. 150 you spend using the card. Receive as much as ten times as many reward points on Smartbuy for travel and retail. Get 2X bonus points for every Rs. 150 spent on restaurants and travel reservations made on the Infinia webpage and through the Air Vistara web page.
Dining benefits:
Among so many benefits this card gives you special deals and savings of close to 15% over more than 3,000 partner locations when you use the HDFC Infinia credit card. Get up to 20% off the cost of meals and drinks at diners inside Marriott Hotels.
Insurance benefits:
In the situation of any bad circumstances, the bank also provides insurance. In the case of an unexpected death and permanent illness, the remaining balance on the Infinia credit card is insured up to the value of 9 lakhs. The user is protected from medical crises while travelling overseas for up to 50 lakh rupees.
Contactless payments:
Gone are the days when you had to physically swipe the card to make transactions. Contactless payments are available with this credit card. If you observe a wifi-like logo on the credit card, this indicates that users can make contactless transactions. But even so, there is a Rs. 5,000 restriction when using the no-contact function.
Bottom Line:
HDFC Infinia Credit Card Metal Edition provides an array of benefits, including the foreign currency markup which is just 2% of the transaction amount, and users will receive a priority pass (both primary and add-on cardholders can avail of this). Customers of the HDFC Bank Infinia card can take advantage of a wide range of perks, including lifestyle benefits like a round-the-clock concierge service, free admission to the top golf courses in the nation, dining and travel benefits like unlimited free lounge access worldwide with Priority Pass membership, the ability to book flights and hotels using reward points, and, of course, the shopping benefit of 5 reward points for every Rs. 150 spent with the card. If the benefits are up to your needs then you may apply for these credit cards via online or offline modes. Always remember to use credit cards responsibly and with discipline.
